Author: Brick Tungsten

Brick Tungsten was forged in a Ford F-150 during a Toby Keith guitar solo and baptized in the smoke of a backyard BBQ. A former bass fisherman, amateur theologian, and full-time enemy of tofu, Brick believes America peaked somewhere between the invention of the Budweiser tallboy and Reagan’s first cold stare into the Soviet soul. He doesn’t write columns. He delivers freedom sermons. Each one is a bugle-blast of righteousness straight from the front lines of the culture war—where gender is a science, guns are gospel, and facts are best when cooked medium rare. Brick doesn’t trust the government, but he does trust his gut, his Glock, and the guy who sold him raw milk out of a barn in 2014. He quotes the Constitution like Scripture, Scripture like prophecy, and anything on AM radio like it was beamed straight from Sinai. Every week, he unleashes verbal roundhouse kicks on WOYJO.com—targeting liberal elites, soy-sympathizers, woke kindergarten teachers, and anyone who thinks freedom is optional. His motto? “Live free, grill hard, and don’t apologize.” He has six American flags, one wife (Betsy), two kids named Liberty and Buckshot, and zero regrets.

  • Throttle Over Theater: FERC Clears Gulf South’s SECURE Compressor Build

    ByBrick Tungsten

    The air is thick with grill smoke and bureaucratic paperwork. Somewhere in Washington, a decision just cleared the way for natural gas reliability, and it is exactly the kind of yes that keeps energy moving instead of getting tangled in forms. I’m talking about FERC.

    What FERC approved, in plain English

    FERC issued a certificate authorizing Gulf South Pipeline Company to construct and operate new natural gas pipeline compression facilities tied to the SECURE project. This is compressor-focused infrastructure meant to keep firm transportation capacity flowing to southeast markets, including power generation customers.

    The capacity number is the point: the SECURE project is designed to provide 280,000 dekatherms per day of new firm transportation capacity. The work is planned across Madison Parish, Louisiana and Jasper, Forrest, and Hinds Counties, Mississippi.

    So this is not a vague wish on a clipboard. It is real work where the gas actually gets pushed forward, and where reliability either holds or flinches.

    This is the throttle, not the fairy tale

    Compression and pipeline reliability do not need theatrics. They need approvals, engineering, and the boring-but-critical paperwork that gets the job done. When the regulator clears lanes for compressor upgrades, the downstream system gets steadier fuel delivery instead of playing roulette.

    Who benefits when process doesn’t become punishment

    Farmers, ranchers, and small-town factories might not care what letterhead the bureaucracy wears. They care that energy costs behave like reasonable weather, not like a hurricane. More firm transportation capacity supports the ability to move natural gas to where it’s needed, including power generation customers.

    That is the practical definition of energy independence in action: permitting, engineering, and approvals that let domestically produced energy do its job.

    Meet the villains: EPA theater and the green-grift crowd

    Now let’s talk about the villain soundtrack. I’m not claiming a specific conspiracy tied to this exact FERC action. But every time energy infrastructure advances, the same theme shows up: delay, manufactured outrage, and an ecosystem that profits from dragging out the process.

    In the real world, compressor upgrades are about keeping fuel moving. In the echo chamber, it gets reframed as catastrophe waiting to happen. That’s how public anger turns into private leverage.

    So what does this mean for America?

    In an administration that talks energy independence, you would expect the system to clear lanes for domestic energy and the infrastructure that makes it work. This FERC action is not a slogan. It is a concrete approval for SECURE, built around the 280,000 dekatherms per day capacity figure and the specific Louisiana and Mississippi locations where the compression facilities are planned.

    Tonight I’m raising my imaginary cold beer to engineers, landowners navigating permitting reality, and regulators willing to say yes when reliability is on the grill. Should process be punishment forever, or is it time to push the throttle and keep the lights on?

  • CAPE Opens April 20: CBP Promises Main Street Tariff Refunds in 60 to 90 Days

    ByBrick Tungsten

    Hickory smoke may be on the grill, but inside the federal machine it is spreadsheets all the way down. Customs and Border Protection is getting ready to let importers file for tariff refunds through a new system, and this time CBP is outlining timing instead of leaving businesses to guess when money might come back.

    CBP: CAPE Tariff Refund Filing Opens April 20

    The program is called CAPE, short for Consolidated Administration and Processing of Entries. CBP says Phase 1 opens on April 20, 2026 at 8:00 a.m. Eastern inside the CBP Automated Commercial Environment (ACE) portal. Submissions are handled by importers and authorized customs brokers, with filings going in via a .csv file upload. CBP also describes the refund process running toward electronic payments, including ACH, after CBP validates what it receives.

    CBP is also framing the workflow as staged development, with Phase 1 focused on entries that fit CBP’s early-scope window.

    Timeline and scope: what CBP expects

    CBP’s expected turnaround matters for cash flow. Supply Chain Dive reports eligible returns are expected to take 60 to 90 days. That report also notes CBP’s system progress across four stages is between 60% and 85% complete, and that the first phase is designed around entries liquidated in the previous 80 days.

    If your situation does not land in that Phase 1 eligibility lane, the first wave may not cover you.

    Who can file: ACE secure access

    Industry guidance relays that CAPE submissions are tied to having an ACE Secure Data Portal account. The National Marine Manufacturers Association also summarizes CBP’s approach as requiring the importer of record or an authorized broker to submit CAPE declarations through the ACE portal.

    The catch: some entries are not eligible in Phase 1

    Not every entry gets the ticket. The Toy Association notes certain categories are not eligible in the first phase, including entries tied to drawback, reconciliation, and USMCA deferral style situations. It also flags that post-summary corrections are not permitted in this window.

    What it means: more predictability for business

    Even if this is only Phase 1, CBP is signaling that more iterations are coming, including capabilities aimed at more complex entries. For business, the practical win is predictability: a stated filing channel and a stated timeline for eligible refunds.

    And with April 20 at 8:00 a.m. Eastern as the opening moment, the choice is simple: get your filings ready, or watch competitors line up their cashflow first. CBP says eligible refunds are expected in 60 to 90 days, so timing is everything.

  • Barbecue Smoke Beats Panic: Jobless Claims Hold at 207,000

    ByBrick Tungsten

    I swear I can smell the theory before I can see the data. The panic crowd arrives like grill smoke at dusk, all thick and dramatic, begging you to believe the job market is collapsing on cue. Then the Labor Department shows up, wipes the grease off the numbers, and says, in plain English, this is not doom. It is just work. Real work. The kind that keeps America rolling.

    Jobless claims fell: initial filings at 207,000 for the week ending April 11

    Here is the receipt from the Employment and Training Administration. For the week ending April 11, seasonally adjusted initial unemployment insurance claims came in at 207,000. That is down 11,000 from the previous week, which had been revised to 218,000. The four-week moving average also shifted, landing at 209,750, up 500 from the prior week.

    “Steady” beats “panic” when the facts refuse to cooperate

    In the usual Washington carnival, doom merchants love a headline more than they love the actual read. Some push for tighter money and more control. Some prefer delays, because delays keep programs and committees spinning. And some simply profit from fear, because fear gets clicks, ratings, and talking points dressed up like “common sense.”

    And yes, the numbers also show people still face transitions. For the week ending April 4, insured unemployment for all programs was 1,818,000 on a seasonally adjusted basis, up 31,000 from the prior week. That part matters. But it does not mean the economy is detonating. It means life has turns, like a trailer hitch on a curve.

    Energy and prices are still hot, but the labor market is not on fire

    One reputable report noted oil prices settled around $92 per barrel, better than the week before when they were around $112, though still higher than before the conflict started. Gas prices also stayed elevated, adding heat for businesses and families. The same coverage pointed out consumer prices rose 3.3% in March from a year earlier, up from 2.4% in February.

    Here is the key point: high costs do not automatically translate into mass layoffs. The labor market can be resilient even when prices are spicy. So I get suspicious when bureaucrats act like every gust must blow the same way. Sometimes the wind changes. Sometimes the market adapts. Sometimes Congress and agencies should stop playing roulette with working families.

    Bottom line

    The Department of Labor handed out a number that does not match the panic fantasy. Initial claims at 207,000 for the week ending April 11 is not a collapse. It is a steady heartbeat. Now tell me, who benefits when fear is louder than the facts?

  • Smokescreen Ethics: Democrats Pitch an Anti-Corruption Message for the Midterms

    ByBrick Tungsten

    The grill smoke is thick, the AM radio is crackling, and in Washington the ethics kettle is boiling. House Democrats are pushing an anti-corruption message ahead of the midterms, hoping the heat will distract from the real question: is this about cleaning up the system, or about winning the next fight?

    House Democrats will try an anti-corruption message to gain traction against President Trump

    According to reporting, the plan is straightforward. House Democrats plan to roll out an anti-corruption message before the midterms, make it loud, and use it to gain traction. The AP report identifies Rep. Joe Morelle as the key figure behind the effort, serving as ranking Democrat on the House Administration Committee.

    Who benefits when the smoke machine turns on?

    Let’s not pretend this is happening in a vacuum. If Democrats truly want to overhaul ethics rules and protect access to the ballot, that should mean real, enforceable change. But AP describes the task force as something that can become a central messaging engine, with Republicans holding the steering wheel. Morelle’s own framing is about restoring trust and ending corruption by tightening ethics and accountability across Congress and the courts, focusing on the executive branch, reducing dark money, and expanding access to the ballot. That’s the stated agenda. The political incentive is the payoff: more attention, more leverage, and more control over the narrative while voters decide who deserves power.

    The villain is the Grift with a Press Release

    Morelle and Democrats also plan to highlight the president’s family business dealings connected to the Trump Organization in multiple foreign countries, specifically naming deals in Saudi Arabia, Qatar, and Vietnam. As described by AP, the White House response is that the president’s assets are held in a trust managed by his children and that there are no conflicts of interest. In other words, this is not a single agreed-upon conclusion. It’s a political duel over what voters consider conflict.

    What reforms are being floated, and what do they really mean?

    Morelle also floated options that would be major if treated like real rules. AP says he raised the possibility of banning stock trading not just for members of Congress, but also for the executive branch and even federal courts. He also mentioned other possible steps, including a code of ethics and term limits for Supreme Court justices.

    Why this matters for America, not just for Democrats

    If the goal is genuine anti-corruption reform, then the push has to survive beyond election season. AP describes the effort as an attempt to use a similar anti-corruption message strategy that opponents used in Hungary before elections, focusing on breaking through attention cycles. That’s not a miracle cure. It’s media strategy.

    So the standard should be simple: light up the grill for real reforms that keep going after the cameras cool, not another midterm-fueled smoke show that burns for votes.

  • Smoke in the Capitol: Senate Extends Section 702 to April 30 After House Blocks Longer Renewal

    ByBrick Tungsten

    The grill is hissing, the TV is buzzing like an old AM radio in a thunderstorm, and Congress is doing what it always does: kicking the can, calling it “oversight,” and acting shocked when the smoke keeps drifting into the public square. Today, the fight over Section 702 surveillance hit another wall, so lawmakers dodged the fire with a shorter fuse.

    Senate extends surveillance powers until April 30 after chaotic House votes

    AP reports the Senate approved a short-term renewal until April 30 of a controversial surveillance program after the House moved into a scramble to prevent the authority from expiring. The Senate cleared it by voice vote. In the House, Republicans had been pushing for a longer extension, but holdouts rejected President Donald Trump’s push, and the longer plans collapsed.

    The longer extension crashed, then the scramble ended in a shorter stopgap

    AP describes a week-long push for changes aimed at concerns about how U.S. people could be queried. The proposal included limits on authorization for queries on U.S. people to FBI attorneys, required Office of the Director of National Intelligence review of such cases, talked up enhanced criminal penalties for unlawful handling or disclosure of surveillance queries or information, and included a path for certain members of Congress and staff to access proceedings involving requests at the Foreign Intelligence Surveillance Court.

    Even with that pitch, votes failed. The House GOP tried again with an 18-month renewal, but that also ran into a wall, with some 20 Republicans joining most Democrats in blocking it. Then, around 2 a.m., leaders agreed on a shorter extension just long enough to keep operations going while the Senate could take another swing.

    Section 702 has guardrails, but the politics keep the engine running

    At the center is Section 702 of the Foreign Intelligence Surveillance Act, which lets agencies collect and analyze overseas communications without a warrant because targets are framed as foreign. When communications involve Americans who interact with those foreign targets, they can be swept up incidentally. U.S. officials say the tool is critical for disrupting terrorist plots, cyber intrusions, and foreign espionage.

    Congressional Research Service explains the mechanics: the Attorney General and the Director of National Intelligence draft certifications spelling out collection procedures; the Foreign Intelligence Surveillance Court reviews them, can order fixes, and approves authorization. After approval, the government directs electronic communications service providers to assist with collection aimed at non-U.S. persons reasonably believed to be located outside the United States, and providers can challenge directives.

    What this cycle means: more process, more time, less resolution

    A short-term renewal until April 30 buys time. But it also buys more opportunities for messaging, more chances for bargaining, and more reasons for the machine to keep humming while lawmakers argue about seasoning instead of settlement. Wyden was quoted arguing the “security versus liberty” framing is wrong and that real revisions should be possible. The problem is that revisions keep turning into leverage, and the clock keeps melting the chance for a durable deal.

  • The FTC Smelled the Grift: Investment Scams Are Cooking Americans With Social Media and Crypto Hype

    ByBrick Tungsten

    There are days when the TV is blaring like an old truck idling, and the air feels like grill smoke. This time the “smell” is the FTC Consumer Alert, and it reads like a warning label on the kind of lighter you should not trust in the first place.

    FTC Warns: Big Losses, Big Scams

    According to the FTC Consumer Alert posted April 16, 2026, reports of losses to investment scams totaled more than $7.9 billion. The median individual loss was more than $10,000 in 2025. That is not a rounding error. That is a whole lot of cash going missing.

    The hustle does not need a secret back room. The scammers use social media, WhatsApp, and online ads, rolling into the modern saloon with messages that try to sound like a shortcut to easy riches. They float familiar-sounding ideas like stocks, forex, or cryptocurrency because the pitch is always the same: trust me, I know a system.

    How the Hustle Works: Promise, Proof, Pay

    The FTC says scammers lure people with promises of big returns, then work to keep you hooked after you invest. They may tell you your money is doing great and even show fake proof that you are making money. It is the moment you think the grill is cooking, only to realize the “heat” is just reflections.

    The incentive is simple, and it is money. The goal is to separate you from your cash long enough for the operation to move on before anyone asks the hard questions. It is fireworks from the cheap seats. Bright for a second, then gone, and you are left staring at an empty bag.

    What to Do Instead of Getting Played

    The alert is not just finger-wagging. The FTC lays out ways to spot trouble. It says investment scams always involve risk, but scammers try to play down risk or treat risk disclosures like they do not matter. If someone pretends risk is optional, back away.

    It also tells you to check the reputation of the investment company, its officials, and its promoters. Look for their names paired with terms like review, scam, or complaint, and dig through multiple results, because ads and polished claims can hide the truth under a fresh coat of paint.

    Finally, check licenses and registrations. The alert points people to Investor.gov to look up investment professionals, and for precious metals or coins it points to a CFTC database. The idea is straightforward: if they cannot be verified, they cannot be trusted.

    Bottom Line: Scrutiny Is a Seatbelt

    Big Tech censorship gets debated, sure. But scams do not silence you. They mute your wallet and drown your judgment under persuasive nonsense. If the FTC is urging you to verify registrations and check reputations, that is not “bureaucracy cosplay.” That is a seatbelt.

    So when the next scam text or message promises big returns in stocks, forex, or crypto, treat it like a suspicious “miracle” stand. Verify first. Freedom is not a vibe. It is due diligence.

  • Kalshi’s Parent Portal: The New Clipboard for Sports Betting

    ByBrick Tungsten

    The sports betting debate just grabbed a fresh clipboard. Kalshi CEO Tarek Mansour is floating a “parent portal” idea that, at the core, asks families to upload identification so they can check whether kids are using accounts. The pitch is framed as protection, but the author hears the same old smoke coming off the same old grill.

    Kalshi’s CEO sells a “parent portal” as a safety tool

    Mansour made the pitch in an interview at the Semafor World Economy summit in Washington. The premise is simple: families could submit identification even if they are not users, then use the portal to see if someone in the household is using their ID and to police it.

    Sure, some will call it responsible. Some will call it safety tech. But the author’s point is that systems like this tend to grow teeth. What starts as “for good” can become “for more,” where the ask for permission slowly turns into a normalization of access.

    “We need your ID” is the play action for prediction markets

    Under the company’s description, identity information is collected due to regulatory obligations under U.S. law, and the verification steps are part of account onboarding. The Help Center says customers must provide valid identification, such as a driver’s license or passport, and it stresses that the photo must be a clear original copy, not just a picture off a screen.

    So the dots connect like a barstool detective board. The parent portal is sold as kid-safety. But the author argues it also means a bigger hook in the wall, a wider net, and that the net is made of personal documents. You can call it a fence around the yard. The author calls it a data fence you paid for, with your name on the deed.

    Who benefits when household documents become leverage?

    On the regulatory side, state regulators have pursued cases against Kalshi and prediction market operators, arguing the products should be treated like wagering. The Associated Press reported that Arizona prosecutors have charged Kalshi with misdemeanor counts related to wagering, including allegations tied to political outcomes and sports markets. Kalshi argues it is a financial marketplace and should be governed by federal oversight instead of state gambling rules.

    On the platform side, Kalshi wants to look like the good guy, presenting the portal as trust-building. Even in a good-faith version, the author’s warning remains: more ID collection, more monitoring, more structure.

    America’s real question: freedom or a permission slip?

    Sports betting is already a national obsession, and markets run on trust, data, and access. But the author argues that when systems ask families to upload identification for policing purposes, they tilt the balance away from personal responsibility and toward institutional surveillance vibes.

    The author is not saying safety does not matter. The concern is the privacy trade. In the end, the real threat is not just prediction markets. It is the idea that household documents become fair game the moment regulators, platforms, and bureaucrats decide it is “for your own good.”

  • Paper Mills and Publish-or-Perish: Congress Wants Receipts for America’s Research Money

    ByBrick Tungsten

    Smoke from the grill and the hiss of hot coals had nothing on the hot air in that hearing room. Lawmakers zeroed in on paper mills and publish-or-perish culture, asking why the science marketplace seems crowded with shortcuts instead of cures. If you have ever watched folks try to hustle brisket by the slice and call it barbecue, you already get the vibe.

    House Science lawmakers haul Retraction Watch to testify on paper mills and publish-or-perish culture

    Here is the verified setup: on April 15, 2026, the House Committee on Science, Space, and Technology Subcommittee on Investigations and Oversight held a hearing called The State of Scientific Publishing: Assessing Trends, Emerging Issues, and Policy Considerations. Witnesses included Carl Maxwell of the Association of American Publishers, Kate Travis of Retraction Watch, and Dr. Jason Owen-Smith from the University of Michigan. The spotlight fell on paper mills, reproducibility, and open-access policies, because the incentive structure is the real arsonist, not just the sparks.

    Members also did not mince words about how academics are pushed to pump out publications to survive the tenure stampede. A publish-or-perish machine rewards quantity over quality, and that creates a ready market for mischief. It thrives when nobody checks the receipt.

    Who benefits when science becomes a numbers racket?

    Follow the money, and you find the grills that never get cleaned. In the hearing, Rep. Daniel Webster raised how grant-making agencies can filter out fraudulent research during applications. If federal funding is supposed to build knowledge, then every fraudulent submission is a detour paid for by taxpayers. And if grant-funded fraud is backed from foreign networks, including concerns raised about foreign-linked paper mills tied to the Chinese Communist Party, the problem is not just sloppy scholarship. It is strategic advantage by fraud.

    Travis, along with others, pointed to choke points: researchers and misconduct watchdogs can struggle to access underlying materials related to investigations. If you cut staffing for integrity offices, you do not get more rigor. You get an empty inspection booth with the lights still on. That matters, because scientific publishing is supposed to be a gatekeeper for what reaches the public and what shapes future funding.

    The publish-or-perish conveyor belt turns integrity into a side hustle

    Paper mills and predatory incentives are factories. They sell the appearance of productivity to desperate academics, and they sell speed to journals and authors who want to stay in the career lanes. The hearing also connected the dots to the broader incentive ecosystem, including the $11 billion scientific publishing industry.

    Even generative AI showed up in the background, with faster writing and submission potentially helping bad actors scale misconduct when verification does not keep up. The American research enterprise does not need more trickery. It needs a culture where quality earns credit and fraud gets punished, not rewarded.

    So here is the Brick take: when you let a numbers-only hamster wheel run unchecked, you get grifters who treat the grant pipeline like a vending machine. You put in paperwork, you pull out prestige, and nobody checks whether the product is real until it is already shipped. Freedom requires receipts.

    Tell me, folks: if the gatekeeper is failing and the paperwork economy is rewarding the wrong behavior, why should taxpayers keep feeding the smoke machine, and what should Congress demand next?

  • Fingerprints Over Footnotes: DOJ Denaturalizes Gurdev Singh Sohal

    ByBrick Tungsten

    On a hot summer sidewalk, the first thing you notice is smoke. The second thing is paperwork that thinks it is fireproof. This case proves otherwise.

    DOJ seeks and secures denaturalization over identity fraud tied to a deportation order

    According to the Department of Justice, it secured the denaturalization of Gurdev Singh Sohal, who DOJ says was also known as Dev Singh and Boota Singh Sundu. DOJ says that in 1994, he was ordered deported under the name Dev Singh. Instead of leaving, DOJ alleges he acquired a new identity by using a fictitious date of birth and a different date of entry, and then naturalized in 2005 under the Gurdev Singh Sohal name.

    DOJ further says he withheld his prior immigration history in later applications and proceedings.

    And this time, DOJ claims the proof was not just vibes and suspicions. DOJ says the case hinges on fingerprint work tied to the Historic Fingerprint Enrollment project, described as an ongoing national initiative between DOJ and USCIS. DOJ states that expert analysis in February 2020 confirmed that the fingerprints submitted under both identities came from the same individual. DOJ says this was made possible after DHS digitized older paper fingerprint documents.

    Why this matters: the oath is conditional on truth

    Denaturalization is not a casual headline. It is about whether citizenship is treated like a bargain that requires honesty. DOJ says a court found on April 13 that Sohal illegally procured citizenship because hiding his prior identity left him unable to show the requisite good moral character to naturalize.

    So the system did what it is supposed to do: use available tools to correct fraud, follow it to the courtroom, and slam the gate when the deal was made under concealment.

    Fingerprints do not care what name you use

    DOJ’s account boils down to one simple point. If someone hid identity history and then used that concealment to naturalize, then fingerprints and records can still catch up. DOJ says it worked with DHS, including USCIS, as part of the enforcement relay race behind the Historic Fingerprint Enrollment project.

    Now the question is plain: if the truth can be verified through fingerprints, why do we keep letting dishonest people gamble that old records will stay buried?

  • Brick Tungsten: Mortgage Rates Ease to 6.30% While the Rent Seekers Still Hunt for Leverage

    ByBrick Tungsten

    Smoke is in the air and the grill is screaming, but the housing market is finally sputtering in reverse, like a lawnmower that found a little gas. Freddie Mac’s latest Primary Mortgage Market Survey says the 30-year fixed-rate mortgage averaged 6.30%, and the 15-year fixed-rate mortgage averaged 5.65%.

    Rates ease, buyers get breathing room

    This is a welcome exhale, the kind you feel in your ribs. In the prior week, Freddie Mac had pegged the 30-year at 6.37% and the 15-year at 5.74%. AP also notes this is the lowest point since March 19, when the average 30-year rate was 6.22%.

    The villains still want the smoke thick

    Now, a small drop in one week does not magically build homes like it’s a sitcom. But it changes the math for families trying to buy something better than renting a dream. When monthly costs stop climbing every time you check your phone, people can move from waiting to planning.

    And still, the cast comes marching. The villains are the rent-seeking machinery that keeps housing expensive for everyone except the people collecting leverage. You know them: bureaucrats who love paperwork more than roofs, grifters who market scarcity like it’s artisanal brisket, and the finance class that calls uncertainty “stability” while they profit from control.

    Volatility is the tax, and borrowers pay it

    AP connected the dots on why mortgage rates change, pointing to bond market moves and broader economic expectations. The effect is not boring. When rates bounce, payments bounce. That turns homeownership into a pinball ride where frustration grows, and “just waiting” starts sounding cheaper than getting hit with another surprise.

    What 6.30% really means, and what it does not

    So what does 6.30% mean for America? It means the math is slightly less brutal than last week. But one week of improvement is a market signal, not a policy victory. The bigger question is whether the conditions that help costs down can actually show up in supply and housing availability.

    When rates ease, buyers come off the fence and some will lock in or refinance if they have the option. But if supply is still stuck behind delays and bottlenecks, affordability can remain out of reach even with a better interest rate.

    Freddie Mac is reporting 6.30% for the 30-year and 5.65% for the 15-year. Progress is progress. Now the real test is whether the country treats that as an opportunity for the American Dream, or lets rent-seekers write the story while everyone else pays the tab.

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